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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,056 | $148,623-40.8% | $135,974-35.2% | $139,466-36.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.84% | 79.30%-56.5pp | 68.30%-45.5pp | 373.66%-350.8pp |
| Employer contribution / active EE | $16,296 | $5,246+210.6% | $4,859+235.4% | $4,754+242.8% |
| Participant deferral / active EE | $4,966 | $8,103-38.7% | $7,760-36.0% | $6,712-26.0% |
| Admin fee / account holder | $2,508 | $12,406-79.8% | $10,767-76.7% | $11,409-78.0% |