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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,462 | $157,304-59.0% | $141,197-54.3% | $152,909-57.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.15% | 64.34%-40.2pp | 71.41%-47.3pp | 345.46%-321.3pp |
| Employer contribution / active EE | $10,052 | $5,263+91.0% | $4,736+112.2% | $4,764+111.0% |
| Participant deferral / active EE | $6,224 | $7,111-12.5% | $6,710-7.2% | $5,851+6.4% |
| Admin fee / account holder | $3,648 | $12,126-69.9% | $10,265-64.5% | $11,601-68.6% |