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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,358 | $176,105-59.5% | $159,474-55.3% | $167,536-57.4% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 16.55% | 331.91%-315.4pp | 263.68%-247.1pp | 478.82%-462.3pp |
| Employer contribution / active EE | $6,224 | $5,299+17.5% | $4,831+28.8% | $4,839+28.6% |
| Participant deferral / active EE | $4,646 | $7,751-40.1% | $7,353-36.8% | $6,342-26.8% |
| Admin fee / account holder | $8,691 | $12,559-30.8% | $10,802-19.5% | $12,315-29.4% |