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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC6 years Filed as: NFP RETIREMENT Service code 27 120 VANTIS · ALISO VIEJO, CA 92656 | Advisory (Plan) | $45,000 |
PENTEGRA SERVICES, INC.3 years Filed as: PENTEGRA SERVICES IN Service code 16 · EIN 13-3745616 701 WINCHESTER AVE · WHITE PLAINS, NY 10604 | Consulting | $19,749 |
THE VANGUARD GROUP, INC.6 years Service code 15 · EIN 23-1945930 | Recordkeeping | $13,545 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,026 | $61,172+356.1% | $185,851+50.1% | $79,389+251.5% |
| Participation rate | 88.0% | 66.6%+21.4pp | 81.7%+6.3pp | 70.7%+17.3pp |
| Annual return | 12.47% | 19.45%-7.0pp | 122.11%-109.6pp | 116.89%-104.4pp |
| Employer contribution / active EE | $4,616 | $2,321+98.9% | $5,168-10.7% | $2,428+90.1% |
| Participant deferral / active EE | $3,070 | $2,788+10.1% | $5,569-44.9% | $4,046-24.1% |
| Admin fee / account holder | $555 | $710-21.8% | $16,245-96.6% | $626-11.4% |