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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC5 years Filed as: NFP RETIREMENT Service code 27 120 VANTIS · ALISO VIEJO, CA 92656 | Advisory (Plan) | $45,000 |
PENTEGRA SERVICES, INC.2 years Filed as: PENTEGRA SERVICES IN Service code 16 · EIN 13-3745616 701 WINCHESTER AVE · WHITE PLAINS, NY 10604 | Consulting | $35,566 |
THE VANGUARD GROUP, INC.5 years Service code 15 · EIN 23-1945930 | Recordkeeping | $19,496 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,089 | $58,895+373.9% | $178,503+56.3% | $73,497+279.7% |
| Participation rate | 84.9% | 66.2%+18.7pp | 81.9%+3.0pp | 70.7%+14.2pp |
| Annual return | 11.41% | 24.86%-13.5pp | 151.12%-139.7pp | 28.51%-17.1pp |
| Employer contribution / active EE | $4,585 | $2,236+105.1% | $5,011-8.5% | $2,270+102.0% |
| Participant deferral / active EE | $2,902 | $2,567+13.1% | $5,202-44.2% | $3,740-22.4% |
| Admin fee / account holder | $680 | $400+69.7% | $13,987-95.1% | $513+32.4% |