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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,404 | $58,311-78.7% | $81,882-84.9% | $80,959-84.7% |
| Participation rate | 93.1% | 63.5%+29.6pp | 72.4%+20.7pp | 67.7%+25.4pp |
| Annual return | 10.33% | 41.85%-31.5pp | 779.47%-769.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $1,477 | $2,347-37.0% | $2,916-49.3% | $2,757-46.4% |
| Participant deferral / active EE | $704 | $3,287-78.6% | $4,323-83.7% | $4,300-83.6% |
| Admin fee / account holder | $2,667 | $4,752-43.9% | $7,360-63.8% | $6,925-61.5% |