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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,059 | $78,672-14.8% | $109,163-38.6% | $85,856-21.9% |
| Participation rate | 77.4% | 68.3%+9.1pp | 75.9%+1.5pp | 69.3%+8.1pp |
| Annual return | 14.70% | 25.09%-10.4pp | 25.75%-11.1pp | 318.58%-303.9pp |
| Employer contribution / active EE | $3,132 | $2,734+14.6% | $3,723-15.9% | $2,565+22.1% |
| Participant deferral / active EE | $8,554 | $3,467+146.7% | $4,654+83.8% | $3,952+116.4% |
| Admin fee / account holder | $2,879 | $5,470-47.4% | $6,754-57.4% | $6,261-54.0% |