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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,775 | $106,247-22.1% | $96,515-14.2% | $139,466-40.6% |
| Participation rate | 72.7% | 77.8%-5.1pp | 74.3%-1.6pp | 80.3%-7.6pp |
| Annual return | 18.51% | 38.47%-20.0pp | 35.73%-17.2pp | 373.66%-355.1pp |
| Employer contribution / active EE | $4,111 | $4,106+0.1% | $3,740+9.9% | $4,754-13.5% |
| Participant deferral / active EE | $10,583 | $5,456+94.0% | $4,880+116.9% | $6,712+57.7% |
| Admin fee / account holder | $7,503 | $7,885-4.8% | $6,735+11.4% | $11,409-34.2% |