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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,702 | $92,219+231.5% | $76,767+298.2% | $135,380+125.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.98% | 5.46%-13.4pp | 2.43%-10.4pp | 519.81%-527.8pp |
| Employer contribution / active EE | $14,992 | $3,216+366.2% | $2,485+503.2% | $4,779+213.7% |
| Participant deferral / active EE | $16,046 | $4,508+255.9% | $3,852+316.6% | $5,609+186.1% |
| Admin fee / account holder | $25,353 | $10,749+135.9% | $6,675+279.8% | $10,828+134.1% |