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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,266 | $98,240+201.6% | $82,312+259.9% | $147,586+100.7% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 19.14% | 30.85%-11.7pp | 25.88%-6.7pp | 578.59%-559.5pp |
| Employer contribution / active EE | $12,696 | $3,192+297.8% | $2,428+422.8% | $4,876+160.4% |
| Participant deferral / active EE | $10,602 | $4,383+141.9% | $3,706+186.1% | $5,439+94.9% |
| Admin fee / account holder | $2,656 | $8,563-69.0% | $5,608-52.6% | $10,886-75.6% |