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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,112 | $88,707+116.6% | $74,184+159.0% | $273,972-29.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 11.74% | 11.94%-0.2pp | 17.74%-6.0pp | 41.46%-29.7pp |
| Employer contribution / active EE | $12,231 | $3,159+287.1% | $2,370+416.0% | $4,869+151.2% |
| Participant deferral / active EE | $13,895 | $4,212+229.9% | $3,550+291.5% | $5,287+162.8% |
| Admin fee / account holder | $570 | $8,717-93.5% | $5,586-89.8% | $10,133-94.4% |