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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,655 | $105,198+3.3% | $159,455-31.9% | $85,856+26.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.41% | 45.08%-33.7pp | 263.63%-252.2pp | 318.58%-307.2pp |
| Employer contribution / active EE | $6,801 | $3,319+104.9% | $4,830+40.8% | $2,565+165.1% |
| Participant deferral / active EE | $6,568 | $5,946+10.5% | $7,353-10.7% | $3,952+66.2% |
| Admin fee / account holder | $16,956 | $6,934+144.5% | $10,800+57.0% | $6,261+170.8% |