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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,940 | $85,766-3.3% | $136,298-39.1% | $70,126+18.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.71% | 31.46%-14.8pp | 5156.27%-5139.6pp | 73.15%-56.4pp |
| Employer contribution / active EE | $4,372 | $2,966+47.4% | $4,696-6.9% | $2,343+86.6% |
| Participant deferral / active EE | $4,370 | $5,051-13.5% | $6,247-30.1% | $3,332+31.1% |
| Admin fee / account holder | $3,876 | $5,421-28.5% | $9,244-58.1% | $4,645-16.6% |