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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,589 | $176,838-42.0% | $146,685-30.1% | $167,518-38.8% |
| Participation rate | 90.9% | 83.6%+7.3pp | 80.1%+10.8pp | 82.1%+8.8pp |
| Annual return | 48.33% | 24.04%+24.3pp | 22.75%+25.6pp | 478.71%-430.4pp |
| Employer contribution / active EE | $2,163 | $5,161-58.1% | $4,137-47.7% | $4,838-55.3% |
| Participant deferral / active EE | $6,526 | $6,441+1.3% | $5,507+18.5% | $6,342+2.9% |
| Admin fee / account holder | $710 | $13,262-94.6% | $10,281-93.1% | $12,312-94.2% |