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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,209 | $142,392-4.3% | $119,622+13.9% | $134,532+1.2% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | 4.06% | -12.46%+16.5pp | -14.98%+19.0pp | 418.27%-414.2pp |
| Employer contribution / active EE | $2,333 | $5,224-55.3% | $4,232-44.9% | $4,741-50.8% |
| Participant deferral / active EE | $6,825 | $6,467+5.5% | $5,601+21.9% | $6,401+6.6% |
| Admin fee / account holder | $1,967 | $13,593-85.5% | $10,328-81.0% | $11,429-82.8% |