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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,334 | $198,457-56.0% | $170,435-48.8% | $147,586-40.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 19.05% | 257.30%-238.3pp | 205.94%-186.9pp | 578.59%-559.5pp |
| Employer contribution / active EE | $1,490 | $6,183-75.9% | $5,432-72.6% | $4,876-69.4% |
| Participant deferral / active EE | $8,947 | $5,629+58.9% | $4,939+81.1% | $5,439+64.5% |
| Admin fee / account holder | $684 | $16,852-95.9% | $13,881-95.1% | $10,886-93.7% |