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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,572 | $175,259+27.6% | $149,723+49.3% | $139,487+60.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.30% | 166.82%-157.5pp | 134.50%-125.2pp | 373.84%-364.5pp |
| Employer contribution / active EE | $1,929 | $5,478-64.8% | $4,821-60.0% | $4,755-59.4% |
| Participant deferral / active EE | $12,226 | $6,522+87.5% | $5,682+115.2% | $6,713+82.1% |
| Admin fee / account holder | $2,523 | $16,158-84.4% | $13,215-80.9% | $11,407-77.9% |