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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,061 | $69,118-56.5% | $53,647-44.0% | $138,895-78.4% |
| Participation rate | 29.2% | 64.0%-34.8pp | 56.3%-27.1pp | 79.9%-50.8pp |
| Annual return | 18.05% | 248.26%-230.2pp | 358.33%-340.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $869 | $1,189-27.0% | $962-9.7% | $4,194-79.3% |
| Participant deferral / active EE | $1,919 | $2,274-15.6% | $1,813+5.8% | $6,396-70.0% |
| Admin fee / account holder | $199 | $2,724-92.7% | $2,460-91.9% | $12,562-98.4% |