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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,251 | $84,551-89.1% | $61,452-84.9% | $134,532-93.1% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -20.19% | 585.39%-605.6pp | 338.96%-359.1pp | 418.27%-438.5pp |
| Employer contribution / active EE | $521 | $1,545-66.3% | $1,160-55.1% | $4,741-89.0% |
| Participant deferral / active EE | $2,023 | $2,818-28.2% | $2,125-4.8% | $6,401-68.4% |
| Admin fee / account holder | $503 | $2,587-80.6% | $2,131-76.4% | $11,429-95.6% |