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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,268 | $124,175-1.5% | $108,405+12.8% | $167,536-27.0% |
| Participation rate | 88.9% | 82.3%+6.6pp | 80.1%+8.8pp | 82.1%+6.8pp |
| Annual return | 12.47% | 1380.13%-1367.7pp | 905.55%-893.1pp | 478.82%-466.3pp |
| Employer contribution / active EE | $5,671 | $4,188+35.4% | $3,559+59.3% | $4,839+17.2% |
| Participant deferral / active EE | $5,525 | $6,908-20.0% | $6,563-15.8% | $6,342-12.9% |
| Admin fee / account holder | $2,849 | $9,457-69.9% | $7,297-60.9% | $12,315-76.9% |