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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,256 | $97,020-43.0% | $83,327-33.7% | $135,380-59.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.04% | 12.31%-17.4pp | 10.64%-15.7pp | 519.81%-524.8pp |
| Employer contribution / active EE | $5,373 | $4,144+29.7% | $3,379+59.0% | $4,779+12.4% |
| Participant deferral / active EE | $3,991 | $5,964-33.1% | $5,565-28.3% | $5,609-28.8% |
| Admin fee / account holder | $8,674 | $8,426+2.9% | $7,540+15.0% | $10,828-19.9% |