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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,641 | $105,864-38.0% | $90,162-27.2% | $147,585-55.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 13.14% | 37.63%-24.5pp | 34.88%-21.7pp | 578.56%-565.4pp |
| Employer contribution / active EE | $9,003 | $4,126+118.2% | $3,318+171.4% | $4,876+84.6% |
| Participant deferral / active EE | $7,230 | $5,733+26.1% | $5,287+36.7% | $5,439+32.9% |
| Admin fee / account holder | $1,685 | $8,046-79.1% | $5,943-71.6% | $10,885-84.5% |