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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,247 | $99,345-33.3% | $84,753-21.8% | $273,972-75.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 1.60% | 22.93%-21.3pp | 22.78%-21.2pp | 41.46%-39.9pp |
| Employer contribution / active EE | $9,582 | $4,214+127.4% | $3,574+168.1% | $4,869+96.8% |
| Participant deferral / active EE | $6,549 | $4,270+53.4% | $3,712+76.4% | $5,287+23.9% |
| Admin fee / account holder | $1,640 | $6,645-75.3% | $5,333-69.2% | $10,133-83.8% |