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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,943 | $110,278-8.5% | $95,740+5.4% | $139,466-27.6% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 1.21% | 27.19%-26.0pp | 28.41%-27.2pp | 373.66%-372.4pp |
| Employer contribution / active EE | $12,887 | $3,260+295.3% | $2,836+354.4% | $4,754+171.1% |
| Participant deferral / active EE | $6,589 | $4,674+41.0% | $4,244+55.3% | $6,712-1.8% |
| Admin fee / account holder | $5,613 | $6,613-15.1% | $5,676-1.1% | $11,409-50.8% |