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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,376 | $175,259-70.7% | $149,723-65.7% | $139,487-63.2% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 19.37% | 166.82%-147.5pp | 134.50%-115.1pp | 373.84%-354.5pp |
| Employer contribution / active EE | $2,959 | $5,478-46.0% | $4,821-38.6% | $4,755-37.8% |
| Participant deferral / active EE | $4,907 | $6,522-24.8% | $5,682-13.6% | $6,713-26.9% |
| Admin fee / account holder | $2,138 | $16,158-86.8% | $13,215-83.8% | $11,407-81.3% |