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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,244 | $167,353-78.9% | $143,797-75.5% | $134,545-73.8% |
| Participation rate | 94.1% | 84.8%+9.3pp | 80.3%+13.8pp | 81.2%+12.9pp |
| Annual return | -19.32% | 0.48%-19.8pp | -0.04%-19.3pp | 418.37%-437.7pp |
| Employer contribution / active EE | $3,516 | $5,620-37.4% | $4,952-29.0% | $4,742-25.8% |
| Participant deferral / active EE | $4,635 | $6,447-28.1% | $5,638-17.8% | $6,401-27.6% |
| Admin fee / account holder | $1,827 | $18,096-89.9% | $14,679-87.6% | $11,431-84.0% |