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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,235 | $112,915+30.4% | $90,965+61.9% | $158,950-7.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 14.35% | 215.75%-201.4pp | 134.57%-120.2pp | 302.91%-288.6pp |
| Employer contribution / active EE | $4,387 | $2,894+51.6% | $2,122+106.7% | $4,762-7.9% |
| Participant deferral / active EE | $9,724 | $4,128+135.6% | $3,373+188.3% | $5,983+62.5% |
| Admin fee / account holder | $1,545 | $8,044-80.8% | $5,960-74.1% | $11,248-86.3% |