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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,650 | $106,905+42.8% | $84,020+81.7% | $152,885-0.2% |
| Participation rate | 90.0% | 75.2%+14.8pp | 69.0%+21.0pp | 82.5%+7.5pp |
| Annual return | 19.63% | 105.00%-85.4pp | 71.31%-51.7pp | 345.39%-325.8pp |
| Employer contribution / active EE | $4,224 | $2,735+54.5% | $1,984+113.0% | $4,763-11.3% |
| Participant deferral / active EE | $8,327 | $4,012+107.6% | $3,239+157.1% | $5,851+42.3% |
| Admin fee / account holder | $1,649 | $8,287-80.1% | $6,101-73.0% | $11,598-85.8% |