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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,061 | $58,241+89.0% | $81,780+34.6% | $80,911+36.0% |
| Participation rate | 80.3% | 63.4%+16.8pp | 72.4%+7.9pp | 67.6%+12.6pp |
| Annual return | 7.83% | 41.73%-33.9pp | 776.27%-768.4pp | 35.63%-27.8pp |
| Employer contribution / active EE | $2,538 | $2,343+8.3% | $2,914-12.9% | $2,756-7.9% |
| Participant deferral / active EE | $3,472 | $3,283+5.8% | $4,321-19.7% | $4,297-19.2% |
| Admin fee / account holder | $4,839 | $4,973-2.7% | $7,384-34.5% | $6,935-30.2% |