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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,532 | $57,305+73.7% | $86,640+14.9% | $75,173+32.4% |
| Participation rate | 80.2% | 63.2%+17.0pp | 71.7%+8.5pp | 67.2%+13.0pp |
| Annual return | 10.45% | 2674.24%-2663.8pp | 592.52%-582.1pp | 160.72%-150.3pp |
| Employer contribution / active EE | $2,463 | $2,316+6.3% | $3,024-18.6% | $2,671-7.8% |
| Participant deferral / active EE | $3,350 | $3,320+0.9% | $4,438-24.5% | $4,126-18.8% |
| Admin fee / account holder | $1,945 | $4,116-52.7% | $5,616-65.4% | $5,651-65.6% |