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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,565 | $49,177-54.1% | $79,476-71.6% | $64,181-64.8% |
| Participation rate | 79.2% | 65.0%+14.2pp | 73.3%+5.9pp | 69.6%+9.7pp |
| Annual return | -9.18% | -1.16%-8.0pp | 718.21%-727.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $1,072 | $2,076-48.4% | $2,800-61.7% | $2,381-55.0% |
| Participant deferral / active EE | $1,634 | $2,821-42.1% | $3,704-55.9% | $3,470-52.9% |
| Admin fee / account holder | $677 | $3,839-82.4% | $5,113-86.8% | $4,887-86.2% |