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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,061 | $58,258+88.9% | $81,820+34.5% | $80,925+36.0% |
| Participation rate | 80.3% | 63.5%+16.8pp | 72.4%+7.9pp | 67.7%+12.6pp |
| Annual return | 7.83% | 41.76%-33.9pp | 777.93%-770.1pp | 35.65%-27.8pp |
| Employer contribution / active EE | $2,538 | $2,345+8.2% | $2,915-12.9% | $2,756-7.9% |
| Participant deferral / active EE | $3,472 | $3,284+5.7% | $4,323-19.7% | $4,299-19.2% |
| Admin fee / account holder | $4,839 | $4,976-2.8% | $7,391-34.5% | $6,940-30.3% |