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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,061 | $58,311+88.7% | $81,882+34.4% | $80,959+35.9% |
| Participation rate | 80.3% | 63.5%+16.8pp | 72.4%+7.9pp | 67.7%+12.6pp |
| Annual return | 7.83% | 41.85%-34.0pp | 779.47%-771.6pp | 35.67%-27.8pp |
| Employer contribution / active EE | $2,538 | $2,347+8.2% | $2,916-13.0% | $2,757-7.9% |
| Participant deferral / active EE | $3,472 | $3,287+5.6% | $4,323-19.7% | $4,300-19.3% |
| Admin fee / account holder | $4,839 | $4,752+1.8% | $7,360-34.2% | $6,925-30.1% |