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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,699 | $95,406-86.7% | $185,849-93.2% | $85,847-85.2% |
| Participation rate | 89.2% | 68.8%+20.5pp | 81.7%+7.5pp | 69.3%+19.9pp |
| Annual return | 10.97% | 23.59%-12.6pp | 122.10%-111.1pp | 318.61%-307.6pp |
| Employer contribution / active EE | $1,365 | $3,314-58.8% | $5,169-73.6% | $2,565-46.8% |
| Participant deferral / active EE | $2,205 | $3,424-35.6% | $5,569-60.4% | $3,952-44.2% |
| Admin fee / account holder | $1,409 | $7,214-80.5% | $16,244-91.3% | $6,261-77.5% |