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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,683 | $54,162-85.8% | $68,612-88.8% | $64,173-88.0% |
| Participation rate | 88.2% | 68.1%+20.2pp | 72.2%+16.0pp | 69.6%+18.7pp |
| Annual return | 31.85% | -1.62%+33.5pp | -4.63%+36.5pp | 7.63%+24.2pp |
| Employer contribution / active EE | $1,829 | $1,846-0.9% | $2,625-30.3% | $2,381-23.2% |
| Participant deferral / active EE | $1,937 | $2,626-26.2% | $3,311-41.5% | $3,470-44.2% |
| Admin fee / account holder | $652 | $4,029-83.8% | $5,131-87.3% | $4,887-86.7% |