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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,796 | $85,171-89.7% | $172,753-94.9% | $72,976-87.9% |
| Participation rate | 87.3% | 70.1%+17.2pp | 82.6%+4.6pp | 69.5%+17.8pp |
| Annual return | 26.32% | 27.32%-1.0pp | 803.00%-776.7pp | 81.02%-54.7pp |
| Employer contribution / active EE | $1,363 | $3,324-59.0% | $5,144-73.5% | $2,440-44.1% |
| Participant deferral / active EE | $1,609 | $3,260-50.7% | $5,198-69.1% | $3,608-55.4% |
| Admin fee / account holder | $2,347 | $5,880-60.1% | $13,956-83.2% | $5,124-54.2% |