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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,900 | $63,924-54.8% | $108,582-73.4% | $55,167-47.6% |
| Participation rate | 64.8% | 74.3%-9.5pp | 79.6%-14.8pp | 69.0%-4.2pp |
| Annual return | 17.15% | 15.31%+1.8pp | -51.70%+68.8pp | 169.23%-152.1pp |
| Employer contribution / active EE | $1,002 | $1,879-46.7% | $3,758-73.3% | $1,963-48.9% |
| Participant deferral / active EE | $1,361 | $3,067-55.6% | $4,311-68.4% | $3,054-55.4% |
| Admin fee / account holder | $1 | $618-99.9% | $7,645-100.0% | $504-99.9% |