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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,808 | $81,494-34.0% | $133,978-59.8% | $73,497-26.8% |
| Participation rate | 58.1% | 76.4%-18.3pp | 79.8%-21.7pp | 70.7%-12.6pp |
| Annual return | 18.00% | 19.40%-1.4pp | 45.10%-27.1pp | 28.51%-10.5pp |
| Employer contribution / active EE | $1,293 | $2,210-41.5% | $3,919-67.0% | $2,270-43.0% |
| Participant deferral / active EE | $1,983 | $3,787-47.7% | $5,047-60.7% | $3,740-47.0% |
| Admin fee / account holder | $1 | $713-99.9% | $8,930-100.0% | $513-99.9% |