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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,974 | $96,956-17.5% | $69,779+14.6% | $273,972-70.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 0.35% | 12.93%-12.6pp | 12.99%-12.6pp | 41.46%-41.1pp |
| Employer contribution / active EE | $6,611 | $3,316+99.4% | $2,338+182.7% | $4,869+35.8% |
| Participant deferral / active EE | $2,909 | $3,744-22.3% | $2,931-0.7% | $5,287-45.0% |
| Admin fee / account holder | $314 | $7,934-96.0% | $4,381-92.8% | $10,133-96.9% |