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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,647 | $105,960-25.8% | $81,726-3.8% | $158,982-50.5% |
| Participation rate | 92.9% | 75.6%+17.2pp | 72.0%+20.9pp | 82.0%+10.9pp |
| Annual return | -1.35% | 38.19%-39.5pp | 29.49%-30.8pp | 302.99%-304.3pp |
| Employer contribution / active EE | $5,883 | $7,805-24.6% | $4,311+36.5% | $4,763+23.5% |
| Participant deferral / active EE | $4,707 | $13,011-63.8% | $7,108-33.8% | $5,983-21.3% |
| Admin fee / account holder | $4,644 | $8,494-45.3% | $5,160-10.0% | $11,252-58.7% |