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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,270 | $65,027+98.8% | $90,970+42.1% | $79,852+61.9% |
| Participation rate | 96.4% | 61.6%+34.8pp | 69.0%+27.4pp | 69.6%+26.8pp |
| Annual return | 5.58% | 30.45%-24.9pp | 134.58%-129.0pp | 31.72%-26.1pp |
| Employer contribution / active EE | $2,679 | $1,247+114.8% | $2,122+26.2% | $2,471+8.4% |
| Participant deferral / active EE | $2,755 | $2,512+9.7% | $3,373-18.3% | $3,740-26.3% |
| Admin fee / account holder | $367 | $4,535-91.9% | $5,960-93.8% | $5,306-93.1% |