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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,962 | $58,512+108.4% | $84,020+45.2% | $72,983+67.1% |
| Participation rate | 92.6% | 61.2%+31.4pp | 69.0%+23.6pp | 69.5%+23.1pp |
| Annual return | 4.07% | 28.93%-24.9pp | 71.31%-67.2pp | 81.01%-76.9pp |
| Employer contribution / active EE | $879 | $1,163-24.4% | $1,984-55.7% | $2,440-64.0% |
| Participant deferral / active EE | $4,129 | $2,394+72.5% | $3,239+27.5% | $3,608+14.4% |
| Admin fee / account holder | $890 | $4,569-80.5% | $6,101-85.4% | $5,124-82.6% |