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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,376 | $69,273+24.7% | $90,796-4.9% | $82,637+4.5% |
| Participation rate | 52.0% | 64.0%-12.0pp | 69.5%-17.5pp | 68.1%-16.1pp |
| Annual return | 13.62% | 18.37%-4.8pp | 19.29%-5.7pp | 53.51%-39.9pp |
| Employer contribution / active EE | $1,366 | $1,865-26.8% | $2,294-40.5% | $2,552-46.5% |
| Participant deferral / active EE | $2,477 | $3,047-18.7% | $3,822-35.2% | $4,126-40.0% |
| Admin fee / account holder | $2,973 | $5,511-46.1% | $7,024-57.7% | $7,339-59.5% |