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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,620 | $88,585-59.8% | $69,884-49.0% | $134,532-73.5% |
| Participation rate | 65.2% | 74.9%-9.7pp | 70.5%-5.3pp | 81.2%-16.0pp |
| Annual return | -15.49% | 442.80%-458.3pp | 190.81%-206.3pp | 418.27%-433.8pp |
| Employer contribution / active EE | $1,282 | $3,235-60.4% | $2,560-49.9% | $4,741-73.0% |
| Participant deferral / active EE | $2,317 | $4,770-51.4% | $3,848-39.8% | $6,401-63.8% |
| Admin fee / account holder | $17,772 | $10,441+70.2% | $6,266+183.6% | $11,429+55.5% |