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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,878 | $45,343-73.8% | $150,298-92.1% | $67,986-82.5% |
| Participation rate | 46.4% | 51.9%-5.5pp | 77.8%-31.4pp | 57.2%-10.8pp |
| Annual return | 14.10% | 33.28%-19.2pp | 62.79%-48.7pp | 31.67%-17.6pp |
| Employer contribution / active EE | $465 | $1,462-68.2% | $4,154-88.8% | $2,019-77.0% |
| Participant deferral / active EE | $927 | $2,055-54.9% | $5,453-83.0% | $3,358-72.4% |
| Admin fee / account holder | $1,063 | $2,250-52.8% | $14,116-92.5% | $3,203-66.8% |