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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,694 | $81,276+519.7% | $155,574+223.8% | $80,925+522.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 19.03% | 33.36%-14.3pp | 64.87%-45.8pp | 35.65%-16.6pp |
| Employer contribution / active EE | $21,442 | $3,103+591.0% | $4,676+358.6% | $2,756+677.9% |
| Participant deferral / active EE | $12,928 | $3,453+274.4% | $5,629+129.6% | $4,299+200.7% |
| Admin fee / account holder | $14,847 | $7,993+85.7% | $15,914-6.7% | $6,940+113.9% |