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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,645 | $73,863+343.6% | $143,797+127.9% | $68,490+378.4% |
| Participation rate | 88.9% | 66.7%+22.2pp | 80.3%+8.6pp | 67.9%+21.0pp |
| Annual return | -16.53% | 0.91%-17.4pp | -0.04%-16.5pp | -7.85%-8.7pp |
| Employer contribution / active EE | $13,268 | $3,185+316.6% | $4,952+167.9% | $2,597+411.0% |
| Participant deferral / active EE | $10,452 | $3,385+208.8% | $5,638+85.4% | $4,028+159.5% |
| Admin fee / account holder | $1,278 | $5,756-77.8% | $14,679-91.3% | $5,403-76.3% |