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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,261 | $91,198+190.9% | $178,503+48.6% | $79,856+232.2% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 15.32% | 24.20%-8.9pp | 151.12%-135.8pp | 31.71%-16.4pp |
| Employer contribution / active EE | $18,419 | $3,257+465.6% | $5,011+267.6% | $2,471+645.4% |
| Participant deferral / active EE | $9,654 | $3,237+198.3% | $5,202+85.6% | $3,741+158.1% |
| Admin fee / account holder | $20,931 | $6,748+210.2% | $13,987+49.6% | $5,306+294.4% |