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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,924 | $114,073-53.6% | $96,161-45.0% | $167,518-68.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 11.95% | 189.95%-178.0pp | 192.01%-180.1pp | 478.71%-466.8pp |
| Employer contribution / active EE | $637 | $3,428-81.4% | $2,798-77.2% | $4,838-86.8% |
| Participant deferral / active EE | $3,693 | $5,195-28.9% | $4,349-15.1% | $6,342-41.8% |
| Admin fee / account holder | $2,282 | $6,899-66.9% | $5,538-58.8% | $12,312-81.5% |