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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,650 | $93,064-60.6% | $74,577-50.9% | $273,972-86.6% |
| Participation rate | 50.0% | 74.9%-24.9pp | 68.1%-18.1pp | 83.0%-33.0pp |
| Annual return | 6.61% | 26.18%-19.6pp | 20.47%-13.9pp | 41.46%-34.8pp |
| Employer contribution / active EE | $427 | $3,160-86.5% | $2,525-83.1% | $4,869-91.2% |
| Participant deferral / active EE | $1,509 | $4,160-63.7% | $3,458-56.4% | $5,287-71.5% |
| Admin fee / account holder | $556 | $5,273-89.5% | $4,138-86.6% | $10,133-94.5% |