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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,306 | $95,188-73.4% | $76,518-66.9% | $135,380-81.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -7.82% | 4.85%-12.7pp | -0.27%-7.6pp | 519.81%-527.6pp |
| Employer contribution / active EE | $1,024 | $3,303-69.0% | $2,647-61.3% | $4,779-78.6% |
| Participant deferral / active EE | $2,194 | $4,640-52.7% | $3,836-42.8% | $5,609-60.9% |
| Admin fee / account holder | $1,018 | $6,249-83.7% | $4,849-79.0% | $10,828-90.6% |